Bridging Gaps,
Building Wealth

Bridging Gaps,
Building Wealth

Bridging Gaps,
Building Wealth

Invest Beyond Borders, Build Wealth Beyond
Generations

Invest Beyond Borders, Build Wealth
Beyond Generations

  • Diversification

  • Transparency

  • Professional Management

  • Financial Literacy

  • Risk Management

Why UniCitizens Exists

Why UniCitizens Exists

Money should never

be limited by

geography

Money should

never be limited

by geography

Money should

never

be limited by

geography

We were built on a simple belief: access to global markets is a right,

not a privilege. Disciplined process meets borderless opportunity

We were built on a simple belief: access to

global markets is a right, not a privilege.

Disciplined process meets borderless

opportunity.

We were built on a simple belief: access to global

markets is a right, not a privilege. Disciplined process

meets borderless opportunity

1

Problem

Traditional investing is complex

Traditional investing is

complex

Fragmented markets, opaque products, and geographic

limits keep individuals from meaningful diversification

Fragmented markets, opaque products,

and geographic limits keep individuals

from meaningful diversification.

Fragmented markets, opaque products,

and geographic limits keep individuals

from meaningful diversification

2

Solution

We simplify global investing

We simplify global

investing

One disciplined platform. Curated strategies. Institutional

grade risk controls

One disciplined platform. Curated

strategies. Institutionalgrade risk

controls.

One disciplined platform. Curated

strategies. Institutionalgrade risk

controls

3

Result

Your money works across global

opportunities

Your money works

across global

opportunities

Portfolios engineered across geographies, asset classes

and time horizons

Portfolios engineered across geographies,

asset classes and time horizons.

Portfolios engineered across geographies,

asset classes and time horizons

ABOUT US

Where strategy meets global

opportunity

Where strategy

meets global

opportunity

Where strategy meets

global opportunity

Our Mission

Democratize high-level

investing

Democratize

high-level

investing

Our mission is to democratize high level

investing. We are committed to providing a

transparent, expertly managed platform that

allows individuals, regardless of their location

or financial background to participate in

global wealth creation. By leveraging deep

market insights and a disciplined risk

management approach, we aim to deliver

consistent, sustainable returns

that build lasting legacies for our members

Our mission is to democratize high level

investing. We are committed to providing

a transparent, expertly managed platform

that allows individuals, regardless of their

location or financial background to

participate in global wealth creation.

By leveraging deep market insights and

a disciplined risk management approach,

we aim to deliver consistent, sustainable

returns that build lasting legacies for our

members.

Our mission is to democratize high level

investing. We are committed to providing

a transparent, expertly managed platform

that allows individuals, regardless of their

location or financial background to

participate in global wealth creation.

By leveraging deep market insights and

a disciplined risk management approach,

we aim to deliver consistent, sustainable

returns that build lasting legacies for our

members

Our Vision

A financial revolution

without borders

A financial

revolution

without borders

To create a financial revolution where geography

is no longer a barrier to wealth. We empower

"Universal Citizens", our global community of

investorsto achieve financial freedom through a

strategicallydiversified portfolio that works as hard

as they do






To create a financial revolution where

geographyis no longer a barrier to wealth.

We empower"Universal Citizens", our global

community of investorsto achieve financial

freedom through a strategicallydiversified

portfolio that works as hard as they do.






To create a financial revolution where

geographyis no longer a barrier to wealth.

We empower"Universal Citizens", our global

community of investorsto achieve financial

freedom through a strategicallydiversified

portfolio that works as hard as they do






Our Value

Democratize high-level

investing

Democratize high

level investing

We grow and protect your wealth through five

core pillars: Transparency in all communication,

Diversification across global markets to manage

risk, and the Discipline to stay committed to data

driven strategies.


By prioritizing Accessibility to expert guidance

andmaintaining a steadfast Long Term Focus,

we ensureyour financial legacy is built on a

foundation of sustainable, patient growth

We grow and protect your wealth

through five core pillars: Transparency

in all communication, Diversification

across global markets to manage risk,

and the Discipline to stay committed to

data driven strategies.


By prioritizing Accessibility to expert

guidance andmaintaining a steadfast

Long Term Focus, we ensureyour financial

legacy is built on a foundation of

sustainable, patient growth.


We grow and protect your wealth

through five core pillars: Transparency

in all communication, Diversification

across global markets to manage risk,

and the Discipline to stay committed to

data driven strategies.


By prioritizing Accessibility to expert

guidance andmaintaining a steadfast

Long Term Focus, we ensureyour financial

legacy is built on a foundation of

sustainable, patient growth


Investment Philosophy

Investment Philosophy

Six principles, Zero compromise

Six principles,

Zero compromise

Six principles, Zero

compromise

Discipline

Discipline

Process over emotion. Every decision is systematic

Process over emotion. Every decision

is systematic

Transparency

Transparency

Clear reporting on strategy, holdings and risk

Clear reporting on strategy, holdings

and risk

Risk Management

Risk Management

Institutional-grade controls at every stage

Institutional-grade controls at every

stage

Long-Term Thinking

Long-Term Thinking

Compounding over decades, not quarters

Compounding over decades, not

quarters

Global Diversification

Global Diversification

Twenty countries. Five asset classes

Accessibility

Accessibility

Institutional discipline, individual access

Institutional discipline, individual

access

Two Paths. One Ecosystem

Two Paths, One Ecosystem

Explore Wealth Opportunities

Explore Wealth

Opportunities

Explore Wealth Opportunities

Choose the path that fits your goals. Build financial knowledge or diversify your portfolio through

premium Dubai real estate

Choose the path that fits your goals.

Build financial knowledge or diversify

your portfolio through premium Dubai

real estate

Choose the path that fits your goals. Build financial knowledge

or diversify your portfolio through premium Dubai real estate

Financial Literacy

Financial Literacy

Learn Before you Invest

Build the knowledge and confident to make informed financial decisions

through expert led financial literacy program

Build the knowledge and confident to make

informed financial decisions through expert led

financial literacy program

Build the knowledge and confident to make informed

financial decisions through expert led financial literacy

program

Explore Learning

Dubai Real Estate

Dubai Real Estate

Expand your Portfolio

Diversify your investments with premium Dubai real estate offering

long term capital growth, rental income and lifestyle opportunities

Diversify your investments with premium Dubai real

estate offering long term capital growth, rental

income and lifestyle opportunities

Diversify your investments with premium Dubai real

estate offering long term capital growth, rental income

and lifestyle opportunities

Explore Real Estate

Diversified Investment Strategy

Six asset classes,

One disciplined orbit

Six asset classes,

One disciplined

orbit

Six asset classes,

One disciplined orbit

US STOCKS

VENTURE CAPITAL

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

Asset Class

US Stocks

Allocation

20%

Risk

Med

Objective

Growth

Large-cap growth and dividend exposure across the world's

deepest, most liquid equity market. A balanced core anchor

for long-term capital appreciation.

US STOCKS

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

VENTURE CAPITAL

US STOCKS

VENTURE CAPITAL

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

Asset Class

US Stocks

Allocation

20%

Risk

Med

Objective

Growth

Large-cap growth and dividend exposure

across the world's deepest, most liquid equity

market. A balanced core anchor for long-term

capital appreciation.

US STOCKS

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

VENTURE CAPITAL

US STOCKS

VENTURE CAPITAL

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

Asset Class

US Stocks

Allocation

20%

Risk

Med

Objective

Growth

Large-cap growth and dividend exposure across the world's

deepest, most liquid equity market. A balanced core anchor

for long-term capital appreciation.

US STOCKS

INDIA STOCKS

CRYPTOCURRENCY

COMMODITIES

FOREX

VENTURE CAPITAL

Built on Expertise,
Focused on Growth

Built on Expertise,
Focused on Growth

Built on Expertise,
Focused on Growth

Innovative, diversification driven solutions designed to unlock
global investment opportunities.

Innovative, diversification driven solutions designed to unlock
global investment opportunities

0+
0+

Universal Citizens

Onboarded

Universal Citizens

Onboarded

0+
0+

Years of Industry

Experience

Years of Industry

Experience

0+
0+

Asset

Classes

Asset

Classes

WE ARE

UNIVERSAL CITIZENS

WE ARE

UNIVERSAL CITIZENS

WE ARE

UNIVERSAL CITIZENS

Meet Our Leadership

The minds behind the portfolio

The minds

behind the

portfolio

The minds behind

the portfolio

  • CFA BISHNU PRASAD BASYAL

    Chairman of UNC Group of Companies

    "The future belongs to those who create opportunities &

    inspire progress"

    CFA Bishnu Prasad Basyal is a seasoned financial expert with

    over 16 years of experience across Nepal, India, and the UAE.

    As Chairman of UNC Group of Companies, he leads with a clear

    focus on strategic growth, disciplined investing, and long-term

    value creation.Beyond building businesses, his vision extends to

    making financial understanding accessible to every individual.

    Through the Financial Literacy Movement, he is committed to

    transforming how people perceive money, risk, and investing

    shifting from short-term speculation to structured, knowledge

    -driven decisions. His leadership blends global market experience

    with practical financial education, empowering individuals and

    investors to move with clarity, confidence, and purpose.

    Education is the foundation of every successful financial journey.


  • RISHI ARORA

    Managing Director & Chief Financial Officer (CFO)

    Rishi Arora is a forward thinking finance professional with

    over +12 years of experience across investment management,

    financial strategy, and consulting. As Managing Director and

    CFO of UNC Group of Companies, he leads capital strategy,

    financial governance, and long-term growth initiatives. His

    experience spans capital markets, wealth management, and

    finance transformation, delivering investment research,

    financial modeling, and advisory across institutions including

    Kotak Securities, HDFC Bank, and ICICI Direct. He has contributed

    to ERP implementations, compliance frameworks, and structured

    financial reporting within a Big 4 environment. Rishi’s approach

    emphasizes discipline, clarity, and sustainability, fostering transparency,

    trust, and informed decision-making for long term institutional growth

    and investor confidence and value creation.

    "The future belongs to those who create opportunities &

    inspire progress"

  • AMIT DABRA

    Chief Operating Officer (CFO)

    "The key is not just foresee opportunities, but act on

    them with precision and insight"

    Amit Dabra is an experienced real estate and financial market

    professional with over a decade of expertise in managing client

    portfolios, providing investment strategies, and building strong

    customer relationships. As Chief Operations Officer at UNC Group

    of companies, Amit plays a key role in overseeing the company’s

    operations, focusing on both real estate and equity investments.

    His strategic approach to market analysis and client advisory ensures

    that each investment opportunity alignswith clients' financial goals.

    With a deep understanding of market trends and risk management,

    Amit has been instrumental in driving business growth and operational

    efficiency, providing tailored solutions that maximize returns for clients.




  • BISHNU PRASAD BASYAL

    CFA (ICFIA)

    Chairman of UNC Group of Companies

    "The future belongs to those who create opportunities &

    inspire progress"

    CFA Bishnu Prasad Basyal is a seasoned financial expert with

    over 16 years of experience across Nepal, India, and the UAE.

    As Chairman of UNC Group of Companies, he leads with a clear

    focus on strategic growth, disciplined investing, and long-term

    value creation.Beyond building businesses, his vision extends to

    making financial understanding accessible to every individual.

    Through the Financial Literacy Movement, he is committed to

    transforming how people perceive money, risk, and investing

    shifting from short-term speculation to structured, knowledge

    -driven decisions. His leadership blends global market experience

    with practical financial education, empowering individuals and

    investors to move with clarity, confidence, and purpose.

    Education is the foundation of every successful financial journey.


  • RISHI

    ARORA

    Managing Director & Chief Financial Officer (CFO)

    "The future belongs to those who create opportunities &

    inspire progress"

    Rishi Arora is a forward thinking finance professional with

    over +12 years of experience across investment management,

    financial strategy, and consulting. As Managing Director and

    CFO of UNC Group of Companies, he leads capital strategy,

    financial governance, and long-term growth initiatives. His

    experience spans capital markets, wealth management, and

    finance transformation, delivering investment research,

    financial modeling, and advisory across institutions including

    Kotak Securities, HDFC Bank, and ICICI Direct. He has contributed

    to ERP implementations, compliance frameworks, and structured

    financial reporting within a Big 4 environment. Rishi’s approach

    emphasizes discipline, clarity, and sustainability, fostering

    transparency, trust, and informed decision-making for long term

    institutional growth and investor confidence and value creation.

  • AMIT

    DABRA

    Chief Operating Officer (CFO)

    "The key is not just foresee opportunities, but act on

    them with precision and insight"

    Amit Dabra is an experienced real estate and financial market

    professional with over a decade of expertise in managing client

    portfolios, providing investment strategies, and building strong

    customer relationships. As Chief Operations Officer at UNC Group

    of companies, Amit plays a key role in overseeing the company’s

    operations, focusing on both real estate and equity investments.

    His strategic approach to market analysis and client advisory ensures

    that each investment opportunity alignswith clients' financial goals.

    With a deep understanding of market trends and risk

    management, Amit has been instrumental in driving business

    growth and operational efficiency, providing tailored solutions

    that maximize returns for clients.




  • BISHNU PRASAD

    BASYALCFA (ICFIA)

    Chairman of UNC Group of Companies

    "The future belongs to those who create

    opportunities & inspire progress"

    CFA Bishnu Prasad Basyal is a seasoned

    financial expert with over 16 years of

    experience across Nepal, India, and the

    UAE. As Chairman of UNC Group of

    Companies, he leads with a clear focus

    on strategic growth, disciplined investing,

    and long-term value creation.Beyond building

    businesses, his vision extends to making financial

    understanding accessible to every individual.

    Through the Financial Literacy Movement, he is

    committed to transforming how people perceive

    money, risk, and investing shifting from short

    term speculation to structured, knowledge-

    driven decisions. His leadership blends global

    market experience with practical financial

    education, empowering individuals and

    investors to move with clarity, confidence,

    and purpose. Education is the foundation

    of every successful financial journey.


  • RISHI

    ARORA

    Managing Director & Chief Financial Officer (CFO)

    "The future belongs to those who create

    opportunities & inspire progress"

    Rishi Arora is a forward thinking finance

    professional with over +12 years of experience

    across investment management, financial

    strategy, and consulting. As Managing

    Director and CFO of UNC Group of

    Companies, he leads capital strategy,

    financial governance, and long-term

    growth initiatives. His experience spans

    capital markets, wealth management,

    and finance transformation, delivering

    investment research, financial modeling,

    and advisory across institutions including

    Kotak Securities, HDFC Bank, and ICICI

    Direct. He has contributed to ERP

    implementations, compliance frameworks,

    and structured financial reporting within

    a Big 4 environment. Rishi’s approach

    emphasizes discipline, clarity, and

    sustainability, fostering transparency,

    trust, and informed decision-making

    for long term institutional growth and

    investor confidence and value creation.

  • AMIT

    DABRA

    Chief Operating Officer (CFO)

    "The key is not just foresee opportunities,

    but act on them with precision and insight"

    Amit Dabra is an experienced real estate and

    financial market professional with over a

    decade of expertise in managing client

    portfolios, providing investment strategies,

    and building strong customer relationships.

    As Chief Operations Officer at UNC Group

    of companies, Amit plays a key role in

    overseeing the company’s operations,

    focusing on both real estate and

    equity investments. His strategic

    approach to market analysis and

    client advisory ensures that each

    investment opportunity aligns with

    clients' financial goals. With a deep

    understanding of market

    trends and risk management,

    Amit has been instrumental in

    driving business growth and

    operational efficiency, providing

    tailored solutions that maximize returns

    for clients.


Testimonials

People rave about us, and there

is a reason!

People rave

about us, and

there is a reason!

People rave about us,

and there is a reason!

  • Deepak Tamang

    Dubai

    Right now, I’m enjoying my holiday in

    Nepal while my money is working for me.

    Thank you, UNC! I’m planning to invest

    more funds in the future as well.

  • Tara Mani Pandey

    Japan

    हाम्रो लगानि लाई विभिन्न सेक्टरमा , बजारमा लगानि गरि

    हामिलाइ मनग्य बोनस बाँडेर यसको भागिदार पनि हुँदा अझ

    खुसि छु | त्यसैले म पनि अझै लगानि थप गर्दै जादै छु

  • Alam Rahman

    Dubai

    I am currently working in Al Ain , UAE, and

    I have continued compounding my dividends

    because I am very happy and confident with

    the returns.

  • Sabita Lama

    Nepal

    Raj dai recommended UNC to me, and

    I started by investing a small amount.

    I’m really happy because I received

    my first dividend right on time.

  • Deepak Tamang

    Dubai

    Right now, I’m enjoying my holiday in

    Nepal while my money is working for me.

    Thank you, UNC! I’m planning to invest

    more funds in the future as well.

  • Tara Mani Pandey

    Japan

    हाम्रो लगानि लाई विभिन्न सेक्टरमा , बजारमा लगानि गरि

    हामिलाइ मनग्य बोनस बाँडेर यसको भागिदार पनि हुँदा अझ

    खुसि छु | त्यसैले म पनि अझै लगानि थप गर्दै जादै छु

  • Alam Rahman

    Dubai

    I am currently working in Al Ain , UAE, and

    I have continued compounding my dividends

    because I am very happy and confident with

    the returns.

  • Sabita Lama

    Nepal

    Raj dai recommended UNC to me, and

    I started by investing a small amount.

    I’m really happy because I received

    my first dividend right on time.

Become an Investor

Start Building Wealth
with Confidence

Start Building Wealth
with Confidence

Start Building
Wealth with
Confidence

Speak with our investment team. Explore whether UniCitizens is the right platform for your long-term wealth strategy

Speak with our investment team. Explore whether UniCitizens is the right platform for your long-term

wealth strategy

Speak with our investment team. Explore

whether UniCitizens is the right platform for

your long-term wealth strategy

Global diversified investing.

Disciplined portfolios, borderless

access, long-term growth.

Global diversified investing.

Disciplined portfolios,

borderless access, long-term

growth.

CONTACT

info@unicitizens.com

info@unicitizens.com

+971527528186

+971527528186

C-1102, Burj Al Salam Tower,

Trade Centre First, Sheikh Zayed

Road, DUBAI

C-1102, Burj Al Salam Tower,

Trade Centre First, Sheikh

Zayed Road, DUBAI

Uni Citizens Fund, Dubai

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